Terms of Use

Welcome to smartacaplans.com, operated by Smart ACA Plans (“we,” “our,” or “us”). By using this website, you agree to comply with and be bound by the following terms and conditions. This website provides information to help you connect with licensed insurance agents for ACA health-insurance options. Use the site only for lawful purposes.

No Guarantee of Coverage: We do not underwrite, sell, or issue insurance policies. Coverage availability, rates, and eligibility are determined solely by licensed insurance carriers and government programs. All website content, graphics, and materials are the property of Smart ACA Plans. You may not copy, reproduce, or distribute any materials without written permission.

Limitation of Liability: Smart ACA Plans is not liable for any damages or losses arising from your use of this website or communications with third-party agents. We may update these Terms at any time. Continued use of the website constitutes acceptance of any modifications. For questions, contact support@smartacaplans.com or call 424-252-7810

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Affordable Health Plans | Licensed Agents | ACA-Compliant Coverage

Smart ACA Plans connects consumers with licensed insurance agents to help them find ACA-compliant health coverage.
“$0 premium plans” refer to plans that may have no monthly premium after subsidies. Not all consumers will qualify.

© 2025 Smart ACA Plans | All Rights Reserved.

Affordable Health Plans | Licensed Agents | ACA-Compliant Coverage

Smart ACA Plans connects consumers with licensed insurance agents to help them find ACA-compliant health coverage.
“$0 premium plans” refer to plans that may have no monthly premium after subsidies. Not all consumers will qualify.

© 2025 Smart ACA Plans | All Rights Reserved.

Affordable Health Plans | Licensed Agents | ACA-Compliant Coverage

Smart ACA Plans connects consumers with licensed insurance agents to help them find ACA-compliant health coverage.
“$0 premium plans” refer to plans that may have no monthly premium after subsidies. Not all consumers will qualify.

© 2025 Smart ACA Plans | All Rights Reserved.